There has been many a debate about car rental insurance and whether it is a necessity or not. The one thing that you must keep in mind is that car rental companies make money on selling you this option, so they want you to take it, plus it covers their vehicle, which honestly is the only thing that they are truly concerned about.
Here are some of the most asked questions about rental insurance, and the answer are most likely going to surprise many of you.
Q: AM I COVERED UNDER MY OWN CAR INSURANCE, EVEN IF DRIVING A RENTAL CAR?
A: The answer is yes, most car insurance will cover you fully when you are driving in a rented vehicle, however as with all things it is a good idea to contact your car insurance company in advance and ask them about this coverage. Don’t wait until you are standing in line at the rental agent to attempt to make this decision, know the facts before you get there.
Q: WILL THE CREDIT CARD THAT I USED TO RENT THE CAR COVER ME FOR ANY DAMAGES?
A: There is not straight yes or no answer for this question. Most of the major credit card companies do offer additional rental insurance, however you should always check prior to using it for your rental.
Q: IF I AM COVERED BY MY CREDIT CARD AND MY CAR INSURANCE DO I NEED TO PURCHASE THE CAR RENTAL INSURANCE JUST IN CASE?
A: NO, NO, NO….Although many companies will tell you that you are not covered under any insurance but theirs, this is absolutely not true. The truth is, the insurance coverage that is offered from a rental car company will provide you will no covers that you are not already be offered through your insurance and credit card companies.
It is important to determine whether or not you need to purchase this coverage before you show up to rent your next vehicle. Understanding that you are covered in other ways will make you feel more secure when refusing the rental agencies insurance coverage. To get the best safety standards and quality of service, consider booking your Costa rica car rental.
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